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Annuity
Other than Social Security and the defined benefit system, the only means to create a guaranteed income stream in retirement is through an annuity. An annuity is an insurance contract that offers an efficient solution to what otherwise could be an overwhelming asset management task: creating a steady paycheck in retirement that cannot be outlived.
Life
There are two kinds of life insurance: term and permanent. Term offers protection for temporary needs, such as a debt or dependency period. It increases in as you get older. Permanent insurance includes whole, universal and variable life. This type of policy builds cash value. It is a reserve meant to keep premiums level as you age, but the cash value is also available to this policy owner.
Long-Term Care
Long-term care insurance can be a cost-effective way to pay for home care, assisted living or care in a nursing home.
Such long-term health care costs are not usually covered by medical insurance, by Medicare supplement plans or group insurance.
Fortunately, long-term care insurance may be more affordable than you realize.
Disability
As we navigate life, we constantly are told how important insurance is to safeguard our health, protect our vehicles and homes, and provide for our loved ones after we have passed. Yet seldom mentioned is another type of insurance that is just as important: protecting our ability to earn a living-easily our largest asset.
Evaluvest LLC
Main Phone: 1-855-EVALUVEST
Fax: 407-389-8599
Headquarters
1150 Douglas Ave
Suite 1080
Altamonte Springs, FL 32714
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